Debunking More of Rudy Phan's lies on Tviexpressdollar.com

When a person lies, the best way to defeat the lie is to expose the truth and let the truth speak for itself. In this case, I am going to use TVI Express website to blow away Rudy Phan's lies on his website, TVIExpressdollar.com

Previously I've busted Rudy's lie on how TVI Express can pay $10000 to be bull****. He simply assumed that NOBODY would bother redeeming the trips. That's right, NOBODY redeem their trips. That is a bull**** explanation. I even show the math how it could not work at all.

Here we'll bust another one of his lies: TVI Express is NOT MLM.

On his website, back in October, he posted an article that says TVI Express is NOT MLM but a franchise, and therefore only requires a simple biz license in Indonesia, not the kind that MLM biz needs to have. The full article (through Google Translate) is available here.

Why? He claims TVI Express is NOT MLM, but rather a "new" type of Franchising that has some elements of MLM. 

Well, Rudy, TVI Express itself says it IS MLM / Network Marketing. What do you have to say to that?

"Today, TVI stands as the poster child for modern MLM done right"
-- http://www.tviexpress.com/financial.php

"Network Marketing — also Direct Selling or Multi Level Marketing is the most powerful system of free enterprise in our modern world, and it is the business model that TVI Express chose from the beginning."
-- http://www.tviexpress.com/financial.php

"TVI Distributors act as Independent Contractors, but with the express advantage of owning the network."
-- http://www.tviexpress.com/financial.php

"This launch is going to take the world of MLM industry by storm for no MLM company has ever before come up with such a product..."
--http://www.tviexpress.com/announcement1.php?id=85

"TVl's first month of sales was bigger than any other network marketing company known, and we're still exceeding sales projections."
--http://www.tviexpress.com/pop-up/why-tvi.php

"Network Marketing can be an amazing business opportunity, but it takes a lot of hard work, and we [TVI Express] are dedicated, above all else, to support each and every one of our distributors..."
--http://www.tviexpress.com/aboutus.php

And that's just through 5 minutes of searching. There are plenty more.

Don't you think someone would be checking your words, Rudy?

Based on TVI Express "ethical marketing" guidelines, your membership should be terminated now, Rudy.

1. Prohibited Practices

Independent Distributors shall not use false,
misleading, deceptive or unfair sales practices.
Independent Distributors shall take all necessary
and reasonable steps to ensure that they and their
downlines do not knowingly make, or cause or permit
others to make, any false or misleading representation
relating to the business, company or the offered
products.

-- http://www.tviexpress.com/download/Ethical-Marketing.pdf

Your claim that TVI Express is NOT MLM is directly against company claims, and therefore is misleading, deceptive, and unfair. And you clearly and knowingly made false and misleading representation regarding the company and the business.

Rather ironic, isn't? Hoisted by your own petard?

Example of Pathetic TVI Express recruiting in South Africa

Image via CrunchBaseTVI Express is trying to recruit as many people as possible (i.e. suck in their money) before the government steps in, and members are exploiting the Internet for all its worth. Gumtree is a part of Kijjiji free classifieds network. Following is one such ad:

TVI Express -- don't be so narrow-minded

I am on first phase now of joining Tvi, the quickest way in is to have myself plus 7 people paying R2700 each, we move very quickly through the board and get ourselves quickly up there to reach the R100 000 mark.  If there are interested people who would like to join me please feel free to email me for further details.  I would never of thought of this, but having a client that has been with me for over 3 years and she joined less than 6 months ago into Tvi and is on her third R100 000, I cannot let this opportunity go by untried.  I am willing to risk R2700 and if you are and we can meet up please let me know. 

http://durban.gumtree.co.za/c-Business-Services-recruitment-TVI-EXPRESS-DONT-BE-SO-NARROW-MINDED-W0QQAdIdZ241849176

However, something's very wrong with this ad...

1) $250 USD should be $1712 R based on current exchange rate of 1 USD = 6.85 SAR. So why is the join fee $2700 SAR? Even if they are charging extra fees so it comes out to be $300 USD that's still 2055 SAR. Who's getting the extra?

2) $100000 SAR comes out to be $14599 USD. However, according to TVI Express payout is $10000 USD, not $15000 USD. So what the **** is the South Africans getting paid with? I can see maybe they rounded the figure to 100000, but some people will be VERY disappointed when they found that their eWallet is going to be short, and their uplines had been lying to them all along!

3) Is $2700 SAR such "easy money" to be thrown away on merely a chance? If you don't take the chance you are "narrow minded". So this guy is encouraging risky behavior, "take a chance" instead of "business".

4) He wants 8 people to join at once, but what he doesn't say is 8 people will push ONE guy off the top and make that person $250 USD as that just get you off the Traveler board. To make everybody in the group $10000, THOUSANDS of people will have to join to cycle all 8 off both Traveler and Express boards.

But he's not going to tell you that...

Proof: TVI Express hid surcharges under "taxes"

Previously I was wondering if someone actually tried to book a trip through TVI Express "booking portal" and see if they are overcharging in taxes. Someone at expertmlmreview.org actually did try to book a trip through TVI Express for 4-day 3-night redemption in Florida. The taxes calculated? $115 USD.

Marza Bush
I bought one of the travel vouchers because I trusted a friend. I thought I would save $. I ended up wanting to use it in Florida. Come to find out they don't offer Florida as a state for the 6 night 7 day package and was only offered a 3 night 4 day package at a hotel. Turns out it would cost 115.00 just to pay taxes for the thing and I'd have to open up a foreign exchange account with Liberty Reserve to do so. I even went that far, but now I'd have to get a merchant exchanger to buy and sell the money to pay the taxes which on one end will cost at least 13.00.
So now I think I'm going to cancel the Liberty Reserve account and stop while I'm ahead.
I was better off booking a hotel myself. I found out it was actually cheaper that way. What a mess and I'm out 250.00!
http://expertmlmreview.org/mlm-company-reviews/tvi-express  (scroll down to comments)

Given that tax rate in Florida is about 6% for "bed tax" and 7% for sales tax, if you take the trip to be $250, the tax should be $32.50. Thus, TVI Express just pocketed $82.50. That's charging OVER 250% of what the taxes should be.

The fact that they don't accept their own eWallet funds for these "taxes" should tell you that they are out to scam you... They don't consider their own eWallet "real money".

TVI Express ran out of victims, goes after minorities

Recently a lot of TVI Express related posts started appearing on "Blackplanet.com", a website dedicated to African-Americans (apparently). A search through Google shows 39 different posts (including member profiles) with "TVI Express" searchable.

So what was posted? Rehash of announcements from Kaspi and Jackson's website, such as "TVI Compliancy full UNITED STATESS"  (link to entry) (link to original Kaspi and Jackson blog

However, the original post from K&J site was in September 2010, but the copy was posted in November 2010.  Also note at the end of the copy: " Photo courtesy of: vitasamb2001 Popular search terms for these TVI articles:"

What's more, he changed the title. The original title was "

Grimes and Reese Working to Make TVI Express Full United States MLM Compliancy" However, the user, TROYSHELL changed the title to "TVI Compliancy full UNITED STATESS". If you don't read the article you'd think the article says "TVI compliant with US law fully". Instead, the article actually says "TVI Express hires lawyers to make itself compliant with US law", which basically is an admission that TVI Express is non-compliant with US law. 

The title is a lie. 

Furthermore, there was NEVER any proof that such a conversation occured between Don Traurig and any one at the lawfirm. There wasn't even any announcement from TVI Express itself that they are trying to make themselves legal in the US, much less hiring any lawyers. 

So what you got here is a lie (by TROYSHELL) to "improve" a lie (by Kaspi and Jackson), about yet another lie, about a company that was founded on lies. 

What a pathetic mess. 

TVI Express stealing their own member's eVoucher codes

TVI Express had always been a scam, since I've tracked this scam starting in late 2009. Their behavior had only gotten more bizarre as the time went on.

South African "Team Wealth" reported that on December 4th, 2010, TVI Express suddenly and without announcement froze virtually all member's "eVouchers".

Inconsistent & Unprofessional Conduct TVI Express has without prior warning effectively frozen the accounts of all distributors overnight on Saturday 4th December. Members were then required to submit documents within 72 if they wished to be verified. Failure to do so means that distributors will not be able to obtain or sell their vouchers, which in turn means that they will not earn money through the sale of vouchers.  (http://www.tviwealth.co.za/record.htm)

You were probably wondering, why? How does this benefit TVI Express?

The answer is simple: if you don't respond in time, you lost all those "vouchers" you haven't sold or redeemed. How does this "benefit" TVI Express? Every voucher they "give out" is less money in their own pocket. So every voucher they can cancel or otherwise invalidate means they can keep more $$$, through whatever reason they can contrive. 

If you don't see how this works, please refer to my earlier analysis of how TVI Express could NOT possibly pay out the trips AND pay $10000 for every participant. So-called re-entry only makes things worse, as there is no additional income to fund the payouts. By canceling those payout vouchers, they can shrink those "delayed loss of income" down. They are also not paying for the trips, which saves them even MORE money.

This also jives with the earlier announcement from TVI Express that selling eVoucher codes is now apparently no longer permitted, but what are you supposed to do with the eVoucher code that you get when you cycle out of the traveler board? Huh? Join again? Why? No, you sell it to someone else for $250 and pocket cold hard cash!

The whole thing WILL still collapse, but slower. 

EDIT: This thing is so explosive, TVI Express didn't DARE to put it on their own website. (no such announcement) Here's the announcement from Kaspi and Jackson's website:  http://increasemymonthlyincome.com/new-tvi-global-finance-system-tvi-voucher-verification/

Any victims of TVI Express should immediately file complaint in your local jurisdiction. Do NOT just give up and join another opportunity, even if it's a reputable one. File a complaint and have law enforcement in your jurisdiction shut down this scam as soon as possible.

South African Group abandons TVI Express

South Africa, Image via WikipediaSouth African Group Wealth Team, operating under domain tviwealth.co.za, realized that TVI Express is scamming all its members. The trips allegedly booked through TVI "redemption" websites and paid for are simply NOT booked, and members only found out after arriving at the hotel or resort (and empty their own wallet AGAIN).

They are also naming unconfirmed sources that even South Africa's National Reserve Bank may be investigating TVI Express. As a result, Wealth Team is moving to World Ventures.

From Wealth Team's website:

6 night/7day holiday	Some of our members were booked for this holiday from TVI back office. On arrival, at the hotels, bookings were either non-existent or unpaid. Members had to return home or pay for themselves. Managers of these establishments have claimed that TVI has falsely published them on the back office.
Complaints from Hotels & Resorts in South Africa	Through the website (tviexpress.co.za) our team has received numerous complaints from hotels and resorts, that TVI Express members are arriving at their resorts unannounced, after being “booked” by TVI Express, whereas the establishments have no connection with TVI Express.

They are also naming unconfirmed sources that even South Africa's National Reserve Bank may be investigating TVI Express. As a result, Wealth Team is moving to World Ventures.

I have no comment about World Ventures. However, if it's similar enough to TVI Express, it will be suspicious by default. Another few names to watch out for... Bon Voyage 1000, and Pyxism. As I am not tracking them, I will stop there, but Botswana's Consumer watchdog have no pleasant things to say about them. Enough said. You can look up the references yourself.

One other thing to note: Namibia, Botswana, and Swaziland all border South Africa. It could be said that TVI Express got to Africa through South Africa.

Indonesia Muslim Council declares TVI Express haram ("unclean")

Aceh, Indonesia, Image via Wikipedia Indonesia Muslim Council of Aceh studied TVI Express and other "Money Games" (i.e. scams) and declared them haram (unclean).

Here is the translated version, from which I quote:

"Consultative Council of Ulama (MPU) Aceh forbid/proscribe activities known as the Money Game (MG) and Multi-level marketing (MLM) TVI Express."

I have warned all to ask whether TVI Express is haram or halal since March 2010. I am very glad to have been proven right after all.

Madoff's Son Commits Suicide: What will India's Mini-Madoff, Tarun Trikha do?

Bernard Madoff's son Mark Madoff committed suicide today in New York by jumping off a building.

If you don't remember who Bernard Madoff is... look him up in Wikipedia.

One knows that scammers have no good ending, and their family will suffer, along with all the victims.

Tarun Trikha, supposedly the CEO of TVI Express, is sometimes referred to as Madoff of India (even though there's a few who's worse).

Who's going to suffer with Tarun Trikha when the pyramid comes crashing down?

Related articles

• Madoff's Mark (blogs.forbes.com)

More Delusional Indonesians Under TVI Express spell

Previously I have reported that the Indonesian branch of TVI Express have resorted to "manufacture" TVI Express news coverage to disguise its scam-y nature, by asking "citizen reporters" to write articles. The result is 4 articles that basically repeated whatever TVI Express said to write... a press release disguised as news.

As expected, TVI Express distributors in Indonesia are picking this coverage up as if the entire nation will soon be rich by joining this organization that sells nothing except a one-time membership... that provides nothing useful, cost $250, and promises "touching lives". 

And there's my old lying friend: tviexpressdollar.com and Rudy Phan. He even has photos of those articles as if they actually prove anything, as they just repeat whatever was said by whoever the "reporter" interviewed, with absolutely NO verification or any interview with someone with actually some AUTHORITY, such as member or spokesman of APLI, the Indonesia Direct Selling Organization.

I've previously proven that Rudy Phan's math is flawed, and TVI Express is doomed. In fact, supposed Mr. Rudy Phan himself came to "debate" me on his logic. After being drubbed twice, he failed to reappear.

Which goes on to prove that he's publishing bull****, just like Kaspi and Jackson. However, Kaspi and Jackson eventually gave up their lying ways. How long will Rudy Phan take, and how many victims will he drag with him?

Another Reason Why TVI Express is doomed: they bank without a license

Just the other day I read that an guy was able to sell his VIRTUAL night club... that's right, not a real one, but a VIRTUAL nightclub, in an online world called Entropia Universe, for grand total of $635,000 dollars (399,000 British Pounds) that's REAL money, not virtual worthless online money.

However, that's not the interesting part about Entropia Universe, but the fact that the devleoper, MinkArk, actually have a real banking license (MSNBC reports), so the users can "trade" their virtual currency for real $$$, and vice versa.

Recently two countries in Africa have taken action against TVI Express for "banking without a license": Namibia and Swaziland. Both of their "central banks" are investigating (in addition to a dozen countries around the world). Which brings up an interesting question: what exactly is banking?

Essentially, banking is holding something else's money.

If you buy something, you are TRADING money for some product or service.

If you are bartering, you are trading product/service for another product/service.

If you are working, you are trading service / labor for money. Or the "boss" is buying labor from you. 

If you "bank" with a business, they are holding your money (probably with promise to pay you back, with some interest for the use of your money). 

With TVI Express, you pay them $250 + fees, and your eWallet gets ZERO. When you cycle out of the traveler board (i.e. filled it with 14 people you or your downline recruited) you get $250 in your eWallet and a $250 eVoucher code you can sell to yet another recruit.

So you have "earned" that money, according to TVI Express, yet they are HOLDING IT for you, instead of just paying you.

They are banking without a license.

In TVI Express announcement, they confirmed a SEPARATE eWallet for "booking funds" (needed to book those trips they promised), which means even they don't consider their own eWallet to be real money. 

So you got paid, essentially, in fake money. 

Which means TVI Express is a scam. You don't get paid.

But that was obvious from the very beginning.