Rudy Phan claims He (and Indonesians) cannot be Responsible for TVI Express Treachery

Image via WikipediaPreviously an unconfirmed rumor spread on Kaskus Forum for Indonesians that TVI Express Indonesia is being called to Ministry of Trade to answer charges of pyramid scheme.

Guess what was Rudy Phan's response? Instead of defending TVI Express, he basically claimed the local leaders CANNOT be responsible unless critics find specific law stating so.

When we follow a business, yes we should know their rights and obligations. Now I want to ask, whether in the regulation TVI Express there is a statement saying that if TVI Express is bankrupt (either because of deceptive, etc..), Then leader should be responsible?

Or, you can research ANY MLM company registered in APLI, is there a statement that if the company went bankrupt (either because of deceptive, etc..), Then leadernya should be responsible?

Please answer the questions above.

If you can not answer the above questions, then you really do is incitement and defamation. Therefore, you must also dare to account for what you've said so far. Ok?

Gee, I thought earlier he said what happens in Indonesia is governed by Indonesian law?

So if Rudy Phan recruited downlines in Indonesia, that happened in Indonesia, yes? So why should Rudy Phan not be held responsible? If PT TVI Express (Indonesia) is declared a pyramid scheme / money game, why should Rudy Phan, Ms. Goernawan, and others NOT be held responsible?

Or should Rudy Phan be tried under INDIAN law or Cyprus law if TVI Express be declared illegal in Indonesia?

I can tell you now Cyprus law says TVI Express is a pyramid scheme. Cyprus has same law as European Union.

I can tell you now that Indian law ALSO says TVI Express is a pyramid scheme. In India it is called "Prize Chit and Money Circulation scheme Banning Law".

That is the danger of international scam... The different locals take the fall for the true mastermind behind the whole thing. And Rudy Phan is IMPLYING that the local leaders cannot be held responsible.

Well, Rudy Phan... if your local government cannot get their hands on the real mastermind... They sure can get their hands on YOU AND YOUR UPLINES.

Rudy Phan makes another TVIExpressdollar.com lie, about jurisdiction of disputes

Image via WikipediaTVIExpressdollar.com, a website by Indonesian TVI Express distributor "Rudy Phan", continue to post bull**** on his website, adding more and more lies hoping to recruit more participants to make himself rich, even though local businesses, governments, and even the Islamic Council have declared TVI Express a "money game" (i.e. SCAM). Rudy Phan, of course, has a comeback for each and every one of those news of "doom"... Everybody else must be mistaken. Only he can be right.

Just recently he posted a blog entry about how TVI Express is not really subject to Indonesia law.

In the entry "Rules of the Game" he posted that...

"And all disputes governed by the laws of Cyprus and India. Platform or online business systems TVI Express builds upon the laws of Cyprus and India, therefore in case of dispute will be settled in accordance with the laws of Cyprus and India. It's not that Indonesian law does not apply. The problems that occurred in Indonesia and it will be completed nationwide by the laws of Indonesia. However, because businesses are global TVI Express (you can have many members in your network who are in the world), if there are problems that are global as well, then the law is the law used Cyprus and India."

First, is Rudy Phan a lawyer? Does he even explain just WHAT laws apply in cases regarding international disputes? No! He simply issues declarations, but he has no evidence that his declaration is true! 


Second, can he explain just exactly WHAT is considered national or International? No. It's a generic "problems that occur in Indonesia is governed by laws of Indonesia". However, he quickly followed with "because the TVI Express is global, if problems are global then you must use Cyprus and India law". 


But what exactly constitutes a "global problem"? Does he mean problems with other members residing in other countries? Or with TVI Express itself? Or something else entirely? I assure you it is NOT covered anywhere in the blog, and in any case he has NO authority to make such an interpretation at all (neither do I, but then I recognize my ignorance when it comes to law, and Rudy Phan does not!)


Third, Rudy Phan claims that if you register with eBay, you are subject to the laws of California, USA. However, there a couple problems with this comparison. Here's the policy in question:

"By using eBay (including eBay.com and its related sites, services and tools), you agree to the following terms with eBay Inc. and the general principles for the websites of our subsidiaries and international affiliates. If you reside outside of the United States, you are contracting with one of our international eBay companies: In countries within the European Union, your contract is with eBay Europe S.à r.l.; in all other countries, your contract is with eBay International AG. If you have any questions, please refer to our help section."

Noticed anything? eBay has at least three offices, and it was very clear on WHICH one you are doing business with. If you are in the US, you are doing business with eBay (USA). If you are in E.U, you are doing busienss with eBay Europe, and in other countries, eBay Intl AG. 


So what this really say is if you sue eBay and you're in the US, THEN you are subject to California law. 


If you are in UK, you are subject to BRITISH COURT JURISDICTION, according to ebay.co.uk  "Any claim, dispute or matter arising under or in connection with this Agreement shall be governed and construed in all respects by the laws of England and Wales. You and eBay both agree to submit to the non-exclusive jurisdiction of the English Courts." But your contract is still with eBay International AG (based in Switzerland)

Furthermore, Rudy Phan claims that eBay Indonesia makes you subject to laws of Singapore. So TVI Express can make you be subject to laws of Cyprus and India. That is a false comparison.

If you actually click on the website, id.ebay.com user agreements, it actually takes you to http://pages.ebay.com.sg/help/policies/user-agreement.html?_trksid=m40  (the Singaporean site, which is where eBay has the closest office) 

So this basically proves that Rudy Phan has no f**king clue what he's talking about. If you do business locally, you follow local business laws. You can't just say I do business here but if there's a problem you have to sue me somewhere else.

Furthermore, the bull**** about "disputes subject to India or Cyprus law is just that, bull****.

This is the same sort of bull**** TVI Express distributes claimed in Africa. They claim they have "global license", and local regulators are NOT amused, and it is charged as illegal scams in multiple countries in Africa.

TVI Express Lies from around the World: Here's tviexpress.be

Image via WikipediaThe .be domain is Belgium, and their TVI Express website decided to add a few standard questions beyond what's on TVI Express main website, and it's pretty hilarious. As they basically pointed to black and claim it's white. 

I admit I don't read French, so I will generally comment on the meaning, and not pick on grammar or diction.

The actual FAQ in French is here, and Google translation is here.

1. What is really my business in TVI EXPRESS?

Your goal is simple. You just talk to your entourage ITV EXPRESS concept, its benefits but also its system of remuneration that is winning ....

So I get paid just by talking? Mua-ha-ha-ha-ha-ha. I'll jump ahead to one of their other questions, as it's related...

5. What should I do to increase (cycle) in the table (Traveller Board)?

The first thing you need to do is sponsor two (2) people who join ITV Opportunity Express under you. Secondly, you need to encourage and teach those two downline (people you have referred) to sponsor more people and duplicate the process. After these two simple steps you will make money even while you sleep!

And what do you GET when you cycle? You get PAID!

10. What do I receive when I cycle?

This club provides compensation in the form of commissions on the accession of new members, and the benefits they buy at the travel agency. You get the following committees, after exiting the respective tables:
1) You go out in Table 1 (Traveller Board): You receive $ 500 cash ($ 250 + a eVoucher a $ 250 value).
2) You go out in Table 2 (Express Board): You receive 10,000 dollars and re-entry in Table 2 (Express Board).

So you don't get paid for just talking. You get paid by RECRUITING other people. This website is already a liar. But is it legal? They claim it is!

18. By joining TVI EXPRESS, which is exactly the product I receive?

TVI Express is a private-club trips. Membership provides therefore entitled to access, unlimited in time, the travel agency Travel Express, which offers excellent prices on flights, holidays, cruises, car rentals, etc. ....

It is this product that is used to classify TVI Express in the category of network marketing, in full accordance with French and European laws.

Ah, here's an admission that TVI Express is "network marketing". Isn't it interesting that a bunch of TVI Express presidential associates, including Ms. Goernawan in Indonesia, actually told local media that TVI Express is NOT MLM? And what about Rudy Phan claims TVI Express is not only NOT MLM, it is BETTER than MLM, or network marketing?

You can infer two facts: 1) TVI Express allows their members to post bull**** lies anywhere,  and 2) not even the TVI Express members actually understand their system

However, they claim they are fully compliant with E.U laws. WHAT *does* E.U. say about pyramid scheme? It is outlawed under Fair Business Practices: Black List. (Link to PDF file). Here's the relevant excerpt:

pg 20, Chapter 4, "The Black List"

The commercial practices on the Black List are unfair in all circumstances and no case-by-case assessment against other provisions of the Directive is required. The list may only be modified at EU level, by revision of the Directive with the involvement of the European ParliamentMember States). and the Council (representatives from

• Pyramid schemes
“Establishing, operating or promoting a pyramid promotional scheme where a consumer gives consideration for the opportunity to receive compensation that is derived primarily from the introduction of other consumers into the scheme rather than from the sale or consumption of products.”

So if you substitute "TVI Express into the definition itself, you get:

Pyramid scheme: establishing, operating, or promoting a pyramid promotional scheme where a TVI Express distributor gives consideration (pay $250+fees) for the opportunity to receive compensation (the $250+$250, then $10000+whatever) that is derived primarily from the introduction of other consumers into the scheme (recruit at least two people, and teach them each to recruit two more), rather than from the sale or consumption of products ("you do not need to sell any products").

Is there anything that doesn't fit? Nope. TVI Express is INDEED a pyramid scheme under European Union law.  Thus, full compliance with law is yet ANOTHER LIE.

Indeed, they compounded it later with yet another Q&A

23. How can I sum up my work for TVI EXPRESS?

Advertising by word of mouth ITV EXPRESS and get only 2 godchildren is the assurance of winning at least double your investment and opening up a premium of $ 10 000.

Or reworded, "Talk about TVI Express, recruit two people, and get a chance to double your investment and get a chance to get up to $10000".

That's a pyramid scheme all right, since it sells nothing and recruits people. Yet they STILL claim they are compliant, because they claim to be selling travel. How do they explain their own FAQ item then?

3. I need to sell?

TVI Express is a unique e-commerce that allows you to build businesses around the world and it sits quietly in front of your computer. You just have to talk ITV EXPRESS and its benefits around.

What's even more hilarious, this question was colored in GRAY instead of black, almost as if they don't want people to really see this question and answer.

And finally, they have to audacity to link to a general internet scam explanation website, that explains various types of Internet scam (Nigerian, fake certified check, fake mystery shopper, Western Union pay, and so on), implying that TVI Express itself is not a scam!

Related articles

• Notorious fraudster sets up new online pyramid (rt.com)

Now to bust yet ANOTHER lie of Rudy Phan and tviexpressdollar.com

Rudy Phan loves to stretch the truth. Previously he published a bull**** explanation how how TVI Express can indeed pay everybody... by NOT paying ANY of the trips promised. How? He simply did not include any of the trip costs in his calculations. So what he did was actually PROVE that TVI Express is a scam: it can pay ONLY by cheating people out of trips.

Then he claimed TVI Express is NOT MLM, when it's splattered all over TVI Express website that it is indeed MLM.

He also published a blog entry claiming that I, Kasey Chang, invented the lie that Warren Buffett owned TVI Express, and TVI Express never claimed to owned by TVI Express. Well, Rudy, it wasn't TVI Express, but your fellow TVI Express distributors, that claimed so.

Now it's time to bust yet ANOTHER lie from Rudy Phan... is TVI Express in London or not? Rudy Phan had published a bull**** explanation on his website that as long as TVI Express have an address that is NEAR London, it can claim that is is "headquartered in London". Here's a screen shot of the article.

However, first, you should note the screenshot. That building in the picture? That is NOT a picture of Fruzeground Way. That is a picture of TVI Express' OLD address, 55 Bryanston St., i.e. Marble Arch Tower (link is off an interior design firm, NOT Google), which was indeed in downtown London. TVI Express vacated that building well over a year ago, and announced the "Heathrow" address in Decemeber 2009.  

Here's what that "Heathrow" address actually look like: (and that's off of real estate agent's website, so you can't blame it on Google, which some TVI Express weasels are attempting to do on Kaskus)

So Rudy Phan... It appears you lied... AGAIN. You used the WRONG picture to prove your case, and you got caught.

So what was Mr. Rudy Phan's explanation that TVI Expres is indeed in London? He claims London's boundary is flexible. Mr. Rudy Phan claims that any businesses "near" London, in the general metropolitan area, can also claim to be "headquartered in London".

"Thus, the correct understanding of London is that it is composed of MANY CITY and urban ZONE THE LARGEST in the European Union. Heathrow TVI Express headquarters, is a big city which has the busiest international airport in the world. If only "suburb", which may have an international airport? I right?"

According to Rudy Phan anybody living in Ciputat, which is 15 miles from Jakarta, (about same distance TVI Express is from downtown London) can actually say they are living in Jakarta, because Ciputat is close to Jakarta.

According to Rudy Phan, Tangerang is a part of Jakarta, because the International Airport for Jakarta is closer to Tangerang than Jakarta, just as "Heathrow Airport" is London's International Airport, so Heathrow is a part of London.

Heathrow is NOT London. It is merely NEAR London, just as Ciputat and Tangerang are NEAR Jakarta, but they are NOT Jakarta.

What's more, the address given by TVI Express is NOT in Heathrow! It's actually in Uxbridge (different postal code). Go ahead, try it in Google Maps.

A border for a city is exact. You are either IN, or OUT. There's no 'sort of'. And Rudy Phan want you to think the border is "sort of".

What other truth is he going to redefine next?

TVI Express: illegal under Cyprus and EU law

Cyprus is in the European Union (at least the southern 2/3rds of it), and in 2007, it has passed the E.U. "Unfair Consumer Practices Directive" as its own "Law on the Unfair Commercial Practices from Businesses to Consumers of 2007" (PDF, Greek). I don't recommend clicking on the link, unless you can read Greek. However, the original Directive itself, which is like a E.U. recommended "common law", is available in English here (PDF, English). And based on this document, TVI Express is illegal! Here's a quote from the PDF itself:

pg 20, Chapter 4, "The Black List"

The commercial practices on the Black List are unfair in all circumstances and no case-by-case assessment against other provisions of the Directive is required. The list may only be modified at EU level, by revision of the Directive with the involvement of the European Parliament and the Council (representatives from Member States).

• Pyramid schemes
“Establishing, operating or promoting a pyramid promotional scheme where a consumer gives consideration for the opportunity to receive compensation that is derived primarily from the introduction of other consumers into the scheme rather than from the sale or consumption of products.”

So, let's see... TVI Express distributor = consumer, and voila! That's it! Substitute that into the sentence and you get:

Pyramid scheme: establishing, operating, or promoting a pyramid promotional scheme where a TVI Express distributor gives consideration for the opportunity to receive compensation (the $250+$250, then $10000+whatever) that is derived primarily from the introduction of other consumers into the scheme, rather than from the sale or consumption of products.

Fits perfectly! This fits exactly what the TVI Express FAQ itself states: you don't need to sell anything, you just need to recruit two people, and teach them each to recruit two more!

Now why is TVI Express NOT a scam under EU law? Can TVI Express member explain THAT?

TVI Express wants you to think Cyprus is paradise. It is not

TVI Express has changed their official address to Cyprus, because that's about as far as you can go in Europe, and still be in E.U. It is CLOSER to LEBANON than to London.

If you can just spend some time to read the bits on Wikipedia, instead of the advertorial on TVI Express's website, you'll see that Cyprus is basically a miniature version of the Korean peninsula: Turkey holds the northern 1/3, and it's technically an independent republic, while the southern 2/3 is mostly Greek. And it is the southern part that joined the European Union.

See http://en.wikipedia.org/wiki/History_of_Cyprus#Modern_era

Furthermore, Cyprus allows what is known as an offshore company: registered in Cyprus, but operates completely abroad. It's now also known as an IBC: international business company.

See http://www.lowtax.net/lowtax/html/jcyoltr.html

Thus, just how are you going to sue TVI Express, in case you need to resolve a legal issue? They say they are headquartered in UK, but you have to sue them in Cyprus, and they are not even physically located there! Wonder how that would work out?